Simplifying protection

At OneBefore, we are ultimately driven by helping people and businesses when times are tough by spreading and sharing risk. This is what makes insurance so powerful.

We want the journey to be as seamless and straightforward as possible so that customers get the best cover, which is clear and easy to understand at a fair price.

We work together

Our culture prioritises collaboration. And we know that the best collaborations come from clear and transparent communication. We serve brokers and distribution partners by providing the tools and support they need to excel in their roles.

We’re about efficiency

With a multi-disciplined team - combining actuarial and underwriting capabilities - our versatility enables us to add value by expediting processes.

A more considerate experience for brokers

Our dynamic  team of approachable, seasoned professionals are committed to helping brokers and distribution partners provide the highest quality products to their customers.

Meet our Leadership Team

Vered Lobel, FIA

Vered Lobel, FIA


I’m the former Chief Underwriting Officer of AIG’s consumer business in the UK and a trained pricing actuary.

I have 20 years of experience working in the pension and general insurance market in South Africa, the UK, and Europe.

I bring to the table: 

  • Multi-discipline background in pricing and underwriting.
  • A track record of launching and effectively managing insurance solutions. 


I’m currently rewriting the rules for: 

  • Bringing more meaning and value to consumer products. Clearly articulating the underwriting
  • intention of a policy and then pricing and managing them accordingly.
Peter Norman

Peter Norman

Head of Partnerships

I’m the former Head of Accident and Health partnerships at AIG, where I spent 18 years across their US, European, and UK businesses.

I have 30 years of industry experience working with partners to build the best insurance solutions for their clients.

I bring to the table: 

  • Expertise in managing and structuring distribution agreements to maximise opportunities for all partners while ensuring the best value for customers.


I’m currently rewriting the rules for:

  • Developing the best outcomes and products with our distribution partners to serve customers better.

Our job is not done

until the job is done.

Small but able - we look forward to working with you and bringing your products to life!